TTROPICAL
CBN Government Securities

Treasury Bill Investment Made Simple

Treasury Bills (T-Bills) are short-term, risk-free debt instruments issued by the Central Bank of Nigeria on behalf of the Federal Government. They offer guaranteed capital preservation with attractive market-determined yields.

100%
FGN Guaranteed
₦50K
Minimum Investment
3 Tenors
91 / 182 / 364 Days
Current Indicative Rates

Treasury Bill Offerings

Yields shown are indicative estimates based on recent CBN auction results. Actual rates are determined at each bi-weekly auction.

TenorIndicative YieldMin. InvestmentApprox. MaturityRisk Level
91-Day
17.50%per annum₦50,000~3 MonthsRisk-FreeInvest
182-Day
19.20%per annum₦50,000~6 MonthsRisk-FreeInvest
364-Day
21.00%per annum₦50,000~12 MonthsRisk-FreeInvest
CBN Auction Schedule: Treasury Bills are auctioned bi-weekly by the Central Bank of Nigeria. Rates shown are estimates from recent auction results and are updated regularly.
Investment Process

How It Works

01

Submit Inquiry

Tell us about your target placement amount and preferred tenor using our simple inquiry form below.

02

Talk to Our Team

A dedicated advisory officer will call you to discuss current rates, auction dates, and process questions.

03

Secure Placement

Execute your placement securely through our network of SEC-registered and CBN-licensed partner dealers.

Why Treasury Bills

Key Benefits

FGN-Backed Security

Backed by the full faith and credit of the Federal Government of Nigeria — the safest fixed-income instrument available.

Competitive Yields

Earn attractive, market-determined returns that consistently outperform traditional savings accounts.

Flexible Tenors

Choose from 91, 182, or 364-day tenors to match your liquidity needs and investment horizon.

Capital Preservation

Your principal is guaranteed at maturity. T-Bills are zero-coupon, discount instruments with no credit risk.

Secure Financing & Yield Advisory

Ready to Access Federal Treasury Bills?

Submit your capital allocation specifications and desired tenor to receive priority vetting directly from our Money Market Desk at the Central Inquiry Hub.

Dedicated Allocation Routing

Access primary market treasury yields and secondary dealer portfolios for secure execution.

Flexible Maturity Tenors

Structure placements across 91-day, 182-day, or 364-day cycles tailored to liquidity requirements.

Multi-Tier Custody Protection

Placements coordinate with regulated CBN partner houses for secure asset storage.

Smart Inquiry Desk

Subscribe to Treasury Bills

Negotiating allocation quotas or scheduling a premium placement? Send your specifications directly to our desk for immediate processing.

Proceed to Smart Inquiry Hub
Important DisclaimerTreasury Bill yields are indicative and subject to CBN auction outcomes. Past performance is not indicative of future results. Tropical Marketing & Investment Company Ltd acts as an intermediary and facilitator; all T-Bill purchases are executed through CBN-authorized primary dealer institutions. This page does not constitute investment advice. Investors should consult with a qualified financial advisor before making investment decisions. Treasury Bills are issued by the Federal Government of Nigeria and are subject to applicable laws and regulations.