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Proof of Funds Placements

Secure verifiable bank account balance allocations for study visas, immigration, business travel, or relocation approvals—processed directly through CBN-licensed partner commercial banks.

What is Proof of Funds? (A Simple Guide)

When applying for study, relocation, travel visas or businesses, you are required to prove you have enough liquid cash to cover your tuition and living costs abroad. This liquid balance is known as Proof of Funds (POF).

The HurdleMost families have their savings tied up in assets like houses, land, or active business inventory rather than sitting as idle cash in a bank account.

Our Placement SupportWe arrange the placement of physical cash reserves into a verified commercial bank account in your name, enabling the bank to issue a legal letter of reference.

All placements are physically held inside CBN-licensed partner commercial banking halls. This ensures they respond perfectly to standard third-party balance audits, references, and confirmation checks.

Key Service Pillars

Visa & Relocation Compliance

Fully tailored to meet relocation criteria for the UK (UKVI), Canada (IRCC), USA, Germany (blocked account references), and Schengen zones.

Verifiable Bank Reference Letters

Supports balance confirmation letters, paper statements, and direct bank-to-embassy post-submission verification workflows.

Rapid Structuring Timelines

Once application compliance is approved, placement allocations are structured in 3 to 5 business days, with flexible periods from 30 to 90 days.

POF Placement Calculator

Required Balance (NGN)

Tenure (Days)

Indicative Rate Range:3.0% – 3.8%

Est. Service Fee:₦525,000.00

Note: Placement fees are not static. Final rate structure depends on active banking treasury conditions, placement volume, and country-specific compliance checks. Speak with an advisor for a tailored quote.

Proof of Funds Desk

Request POF Placement

Submit your placement balance and visa/immigration details directly to our centralized Smart Inquiry Desk for expedited vetting.

Vetting SLA< 2 Hours

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Proceed to Central Hub

Regulatory Notice: Tropical Marketing & Investment Company Ltd is an advisory coordinator and intermediary. We do not operate as a depository bank or issue financial statement audits directly. All proof of funds placement reserves and liquidity letters are structured, backed, and processed directly with our CBN-regulated commercial partner banking houses.